Bank of America NYSE: BAC bankowość wł. Merrill Lynch, BofA Securities

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slayer74
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Re: Bank of America NYSE: BAC

Postautor: slayer74 » 14 paź 2021 22:28

Zysk Bank of America za III kw. powyżej oczekiwań

Bank of America pobił w czwartek szacunki rynku dotyczące zysku za trzeci kwartał, ponieważ uwolnił rezerwy o wartości 1,1 mld USD. Odnotował także silny wzrost pożyczek i prowizji z pośrednictwa w handlu akcjami, pisze Reuters.

Zysk netto banku wzrósł w trzecim kwartale z 4,44 mld USD (0,51 USD na akcję) do 7,26 mld USD (0,85 USD na akcję) w ujęciu rocznym. Analitycy ankietowani przez Refinitv spodziewali się zysku na poziomie 0,71 USD na akcję.

https://www.pb.pl/zysk-bank-of-america- ... an-1130469
Pieniądz robi pieniądz a bieda robi jeszcze wiekszą biedę !!!

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slayer74
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Re: Bank of America NYSE: BAC bankowość wł. Merrill Lynch

Postautor: slayer74 » 17 paź 2021 14:56

Bank of America Targets Raised After Results Top Estimates
Analysts cite strong revenue from interest on loans in third-quarter earnings for upward revisions.

Several Wall Street analysts raised their price targets for Bank of America (BAC) - Get Bank of America Corp Report Friday after the financial giant posted better-than-expected third-quarter results boosted by interest revenue.

Analysts at Barclays, Oppenheimer, Evercore ISI and RBC Capital Markets all raised their price targets on the second largest U.S. bank in the wake of the report.

Bank of America posted a 58% rise in third-quarter profit, led by a rebound in revenue from interest on loans and by improving loan growth. Earnings of 85 cents a share topped the consensus estimate of 71 cents a share in a FactSet survey of analysts.

"Bank of America delivered the most impressive earnings print of all the large banks reporting thus far this season," Oppenheimer analyst Chris Kotowski wrote in a note to investors.

In addition to better-than-expected trading revenue, Kotowski said the lender, unlike others, also beat on really solid growth in "core" net interest income growth.

Kotowski raised the firm's price target on the stock to $51 from $48 saying he expects incremental upside to the stock in coming quarters as focus shifts to 2023. Oppenheimer has an outperform rating on the stocks.

Evercore ISI analyst Glenn Schorr raised the firm's price target on Bank of America to $48 a share from $43 and maintained an outperform rating on the shares.

"Bank of America's earnings beat reflected strong investment banking and equity trading, good deposit and loan growth, a 'little better' net interest income growth, and 'pristine credit,'" said Schorr.

Meanwhile Barclays analyst Jason Goldberg raised the firm's price target on Bank of America to $49 a share from $45.

"The company's Q3 earnings came in ahead of expectations, and while a lower than expected provision helped, net interest income followed by fee income were also drivers," Goldberg told investors in a research note.

Barclays also has an outperform rating on the stock.

RBC Capital analyst Gerard Cassidy raised the price target on Bank of America to $50 a share from $44 while maintaining its outperform rating on the shares.

"The quarter marked an inflection point toward future growth as the company's diversified business model is positioned to benefit from an economic recovery in the U.S.," Cassidy wrote in a note to investors.

Cassidy added that the steepening in the yield curve should provide a tailwind to Bank of America earnings growth over the next 12-18 months.

Bank of America shares rose $1.31, or 2.9%, to $46.38 in afternoon trading.

https://www.thestreet.com/investing/ban ... -estimates
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slayer74
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Re: Bank of America NYSE: BAC bankowość wł. Merrill Lynch

Postautor: slayer74 » 14 mar 2022 19:10

Bank of America (NYSE:BAC) rose 3%, while the broader banks index added 2.6%, in line with a surge in U.S. Treasury yields ahead of what is expected to be the Fed's first rate hike in three years at its March 15-16 meeting to try to tame soaring inflation.
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Re: Bank of America NYSE: BAC bankowość wł. Merrill Lynch

Postautor: slayer74 » 04 cze 2022 10:27

Serwis El Confidencial donosi, że FC Barcelona rozmawia o sprzedaży Bank of America części praw telewizyjnych za 600 mln EUR, informuje Bloomberg.

https://www.pb.pl/media-barcelona-rozma ... ur-1152263
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slayer74
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Re: Bank of America NYSE: BAC bankowość wł. Merrill Lynch

Postautor: slayer74 » 28 cze 2022 09:55

Bank of America Corporation (NYSE:BAC) completed the Federal Reserve's 2022 Comprehensive Capital Analysis and Review (CCAR) and announced plans to increase its quarterly common stock dividend by 5% to $0.22 per share, beginning Q3/22.

Based on the 2022 CCAR results, the company’s stress capital buffer (SCB), effective from October 1, 2022, to September 30, 2023, when finalized, will be approximately 100 bps higher than the current 2.5% level and will therefore add approximately 100 bps to the CET1 minimum requirement of 9.5%.

According to Alastair Borthwick, the CFO of the company, the 2022 stress test results once again support that the company maintains a strong capital position to serve its customers and clients through the current economic environment and is well prepared for a severe economic stress scenario.

In October 2021, Bank of America renewed the previously announced $25 billion common stock purchase program with $17 billion remaining as of March 31, 2022.

https://www.investing.com/news/stock-ma ... SI-2841445
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Re: Bank of America NYSE: BAC bankowość wł. Merrill Lynch

Postautor: slayer74 » 18 paź 2022 00:35

Bank of America (NYSE:BAC) continued the trend of upbeat quarterly results from Wall Street banks after reporting better-than-expected third-quarter results, driven by a strong performance in its fixed income business and higher rates that boosted net interest income.

Latest Release
Oct 17, 2022

EPS / Forecast
0.81 / 0.78

Revenue / Forecast
24.5B / 23.56B
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Re: Bank of America NYSE: BAC bankowość wł. Merrill Lynch

Postautor: slayer74 » 05 lut 2023 14:31

Undervalued Dividend Growth Stock of the Week: Bank of America (BAC)
by Jason Fieber, Mr. Free at 33 • February 5, 2023

Obrazek

https://dailytradealert.com/2023/02/05/ ... erica-bac/
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Re: Bank of America NYSE: BAC bankowość wł. Merrill Lynch

Postautor: slayer74 » 21 mar 2023 00:01

LONDON (Reuters) - Bank of America (NYSE:BAC)'s electronic stocks desk has halted trading with a desk at Credit Suisse that uses computer-led strategies, "out of an abundance of caution effective today," an email seen by Reuters on Monday said.

Bank of America said it would no longer send trades to Credit Suisse's "ATS Crossfinder". That trading platform anonymously matches buy and sell orders for the same kinds of securities, according to the Credit Suisse website. The U.S. Securities and Exchange Commission website calls the ATS Crossfinder a "dark pool."

Bank of America sent the email to traders and hedge fund clients on Monday morning.

On Sunday, the 167-year old Swiss lender was subsumed into its larger rival UBS, which agreed to pay 3 billion Swiss francs ($3.23 billion) for Credit Suisse in a package engineered by Swiss regulators.

Credit Suisse declined to comment on the email and Bank of America also declined to comment.

The Credit Suisse rescue was backed by a massive Swiss government guarantee, helping prevent what would have been one of the largest banking collapses since the fall of Lehman Brothers in 2008.

Switzerland has pledged 260 billion francs in liquidity lines and guarantees to UBS to help smooth the takeover as Credit Suisse clients and counterparties reassess their relationship with the stricken lender.

The deal will also make UBS Switzerland's only global bank and the Swiss economy more dependent on a single lender.

(This story has been refiled to add missing word 'halted' in the first paragraph)
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Re: Bank of America NYSE: BAC bankowość wł. Merrill Lynch

Postautor: slayer74 » 14 kwie 2023 11:28

BBVA, Santander, BofA want to back Mexico's $6 billion power deal - Bloomberg News

(Reuters) - Banco Bilbao (NYSE:BBVA) Vizcaya Argentaria, Banco Santander SA (NYSE:SAN) and Bank of America Corp (NYSE:BAC) together plan to fund Mexico's $6 billion deal to purchase power plants from Spain's Iberdrola (OTC:IBDRY), Bloomberg News reported on Thursday citing people familiar with the talks.

The three lenders are among a consortium looking to finance the deal, the report said, with local banks such as Grupo Financiero Banorte and billionaire Carlos Slim's Grupo Financiero Inbursa also interested.

Talks are still at an early stage, the report added.

Earlier this week, Mexico President Andres Manuel Lopez Obrador said the deal to buy 13 power plants from Iberdrola is saving the country money amid an energy dispute with the United States and Canada under a regional trade pact.

The Bank of America declined to comment on the report, while Banco Bilbao Vizcaya Argentaria, Banco Santander (BME:SAN) SA and Iberdrola did not immediately respond to Reuters' requests for comment.

BBVA, Santander, BofA want to back Mexico's $6 billion power deal - Bloomberg News
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Re: Bank of America NYSE: BAC bankowość wł. Merrill Lynch

Postautor: slayer74 » 19 kwie 2023 00:23

Latest Release
Apr 18, 2023

EPS / Forecast
0.94 / 0.81

Revenue / Forecast
26.3B / 25.25B

BofA profit beats estimates as it cashes in on higher rates, bond trading

Reuters - Bank of America Corp (NYSE:BAC)'s first-quarter profit beat analysts' estimates as it collected hefty interest payments from customers and its bond traders had their best quarter in a decade.

Rival banking giants JPMorgan Chase & Co (NYSE:JPM) and Citigroup Inc (NYSE:C) also reaped windfalls from higher interest payments in the first quarter, while setting aside billions of dollars to prepare for a worsening economy.

"Everything points to a relatively mild recession, given the amount of stimulus that was paid to people and the money they have left over," Bank of America CEO Brian Moynihan told analysts on a conference call on Tuesday.

While consumers remain in good financial health, commercial clients have become more cautious about the economic outlook, he said.

The bank is also preparing for a slower economy with headcount projected to fall by about 3,000 to 213,000 by the end of the second quarter from a current 216,000, Chief Financial Officer Alastair Borthwick said.

"We would also expect to see expense reductions coming from headcount reductions through attrition," he said.

BofA shares were up 0.3% to $30.48 in afternoon trading, trimming earlier gains.

Obrazek

Analysts at Piper Sandler said while the bank had delivered a big beat in earnings, the "market may not reward the shares" so much as earnings were driven by "perhaps unsustainably strong market making activities."

Bank of America, the second-largest U.S. lender, reported a profit of 94 cents in the three months ended March 31, compared with estimates of 82 cents per share, according to Refinitiv IBES data.

Traders in fixed income, currencies and commodities stayed in high demand, bringing in $3.4 billion in revenue, up 27% from a year earlier.

Credit trading, particularly in mortgages and municipal bonds, also stood out, said Borthwick.

The company "had a strong Q1 as higher interest rates continued to boost its net interest margin despite rising deposit costs," David Fanger, senior vice president at Moody's (NYSE:MCO) Investors Service, said.

"This, together with strong sales and trading revenues and the seventh consecutive quarter of positive operating leverage, more than offset the adverse impact of modest deposit outflows."

The collapse of two U.S. lenders in March shook the industry and exacerbated concerns about a looming recession. The crisis battered bank stocks and prompted spooked depositors to move their cash to larger institutions.

Total deposits at BofA fell 1% to $1.91 trillion in the first quarter, compared with the fourth quarter, as customers who were unsatisfied with the deposit rates offered by lenders moved their cash into money market funds to chase greater yields.

Banking crisis turns focus on deposits at big banks https://www.reuters.com/graphics/USA-BA ... /chart.png

Economists expect the U.S. economy to slow in the second half of the year as the Federal Reserve raises interest rates to tame inflation.

BofA set aside $931 million to cover losses from souring loans, compared with $30 million a year earlier.

Still, "consumers are in great shape in terms of credit quality by any historical standard," Borthwick said, despite more people falling behind on their payments and concerns about a looming recession, he said.

Combined spending on debit and credit cards was resilient, rising 6% in the quarter, because of strong U.S. employment and wage growth, he added.

Revenue at BofA's consumer unit rose 21% to $10.7 billion in the first quarter.

The bank's net interest income (NII), which reflects how much money it makes from charging interest to customers, rose 25% to $14.4 billion in the quarter. It expects NII to fall 2% in the second quarter compared with the first three months of this year.

Fed hikes fan interest income growth at big banks https://www.reuters.com/graphics/USA-BA ... /chart.png

Meanwhile, global M&A activity shrank to its lowest level in more than a decade in the first quarter of 2023, hurt by rising interest rates, high inflation and recession fears. The slump in dealmaking has weighed on Wall Street investment banks in recent months, prompting thousands of job cuts.

Bank of America's investment banking fees fell 20% to $1.2 billion in the quarter.

The company's revenue, net of interest expense, increased 13% to $26.3 billion, beating estimates of $25.13 billion.
Ostatnio zmieniony 24 lip 2023 21:22 przez slayer74, łącznie zmieniany 1 raz.
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slayer74
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Re: Bank of America NYSE: BAC bankowość wł. Merrill Lynch

Postautor: slayer74 » 10 lip 2023 00:09

Bank of America hikes dividend by 9.1% to $0.24 quarterly per share. $BAC #dividends
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slayer74
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Re: Bank of America NYSE: BAC bankowość wł. Merrill Lynch

Postautor: slayer74 » 13 lip 2023 11:57

Urzędnicy dowiedli także, że BoA niesłusznie naliczał wysokie opłaty za niezrealizowane transakcje

Bank of America, jedna z największych instytucji finansowych świata, musi zapłacić 250 mln dolarów za nadużycia, jakich dopuszczał się w minionej dekadzie. Poinformowała o tym amerykańska agencja CFPB (Consumer Financial Protection Bureau), czyli podmiot zajmujący się ochroną praw konsumentów. Na kwotę tę składa się 150 mln dolarów kar oraz 100 mln dolarów, które bank musi wypłacić klientom.

Amerykańcy urzędnicy stwierdzili, że BoA na przestrzeni kilku lat naraził na szkody kilkaset tysięcy konsumentów, wykorzystując do tego różne mechanizmy. Jednym z nich było pobieranie opłat za odrzucane transakcje, gdy na rachunku brakowało środków. Za każdą taką operację bank naliczał 35 dolarów, a proceder mógł być wielokrotnie stosowany dla tej samej transakcji.

Kolejna przewina polegała na niedotrzymywaniu obietnic składanych posiadaczom kart kredytowych. Aby zdobyć klientów, BoA w kampaniach marketingowych obiecywał bonusy finansowe i nagrody za skorzystanie z oferty kartowej. Deklaracje banku nie miały jednak pokrycia w rzeczywistości. W kontekście plastików CFPB zwróciło uwagę na jeszcze jeden problem: tworzenie fikcyjnych kart.

Przeczytajcie także:
• Marketplace merXu rozwija ofertę z pomocą Adyen

Aby zrealizować wyznaczone przez bank cele i zgarnąć premie motywacyjne, pracownicy BoA korzystali z danych osobowych klientów i składali w ich imieniu wnioski o kredytówki. Nieświadomi tego klienci byli obciążani opłatami, odczuwali skutki obniżenia zdolności kredytowej i musieli poświęcać czas na wyjaśnianie sprawy.

Państwowa agencja przypomina w swoim komunikacie, że to nie pierwsza kara nałożona na BoA – niemal dziesięć lat temu CFPB nakazała tej instytucji wypłacić klientom niemal 730 mln dolarów w ramach odszkodowania za nielegalne praktyki dotyczące kart kredytowych. Z wysokimi karami bank musiał się też mierzyć w tej dekadzie.

https://www.cashless.pl/13917-bank-of-america-kara-2023
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Re: Bank of America NYSE: BAC bankowość wł. Merrill Lynch, BofA Securities

Postautor: slayer74 » 18 lip 2023 17:43

Latest Release
Jul 18, 2023

EPS / Forecast
0.88 / 0.84

Revenue / Forecast
25.2B / 25.02B

NEW YORK (Reuters) -Bank of America's second-quarter profit beat Wall Street estimates as it earned more from customers' loan payments while investment banking and trading fared better than expected.

The second-largest U.S. lender projected its net interest income (NII) would increase 8% this year after it rose 14% in the second quarter, it said on Tuesday.

Bank of America (NYSE:BAC) joined rivals JPMorgan Chase (NYSE:JPM) and Wells Fargo (NYSE:WFC) in reaping windfalls from charging clients higher interest rates as the Federal Reserve raised borrowing costs to rein in stubborn inflation.

"We continue to see a healthy U.S. economy that is growing at a slower pace, with a resilient job market," CEO Brian Moynihan said in a statement, echoing comments from his peers.

The company's stock surged 4.2% on Tuesday.

"Bank of America's Q2 results continue to benefit from higher rates, but as clients continue to seek higher yields the pressure on BAC's net interest margin is growing," said David Fanger, senior vice president of the financial institutions group at rating agency Moody's (NYSE:MCO).

"The bank’s diversified mix of businesses and strong cost discipline offset some of this pressure, and deposit outflows slowed."

BofA reported a profit of 88 cents per share in the second quarter, beating analysts' average expectations of 84 cents, according to IBES data from Refinitiv.

The result compared with 73 cents per diluted share a year earlier, the second-largest U.S. bank reported on Tuesday.

INVESTMENT BANKING GAINS

Investment banking was a standout, with net income surging 76% to $2.7 billion. The gains were driven by higher interest payments and leasing revenue, the company said. It also benefited from not booking mark-to-market losses on leveraged finance positions.

Global mergers and acquisitions (M&A) activity fell 36% year-on-year in the second quarter, but there has been optimism that the stock market's recovery will restore confidence in dealmaking.

Chief Financial Officer Alastair Borthwick cited a slight pickup in equity capital markets and the increased focus on middle market business in a call with reporters.

"We have a very strong and resilient deposit base and we do a lot of moving of money of corporate clients around the world," he said, referring to the company's transaction services business. "That has been a terrific performer this quarter."

In another surprise bright spot, the bank's sales and trading revenue outperformed expectations to post a 3% increase in revenue to $4.3 billion.

Revenue from fixed income, currencies and commodities trading rose 7% to $2.7 billion from a year earlier.

The financial health of consumers underpins BofA's consumer banking unit, where revenue rose 15% to $10.5 billion.

To account for a worsening backdrop, BofA's provision for credit losses rose $602 million to $1.1 billion in the quarter to prepare for souring credit card loans.

Deposits at U.S. banks have become a focus for analysts and investors in recent months after regional bank failures in March prompted the biggest bout of banking turmoil since the 2008 financial crisis.

Average deposit balances fell $18 billion, or 1%, from the prior quarter to $1.9 trillion.

Revenue increased 11% to $25.2 billion in the quarter.

Borthwick said the bank had litigation expenses of $276 million, which was pushed higher because of recent consumer fines.

Bank of America last week agreed to pay $250 million in fines and compensation to settle claims the bank systematically double-charged customers fees, withheld promised credit card perks, and opened accounts without customer authorization.
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Re: Bank of America NYSE: BAC bankowość wł. Merrill Lynch, BofA Securities

Postautor: slayer74 » 17 paź 2023 14:10

Bank of America (NYSE:BAC) shares gained modestly following the banking giant's third quarter results that beat on the top and bottom lines.

Net income rose 10% to $7.8 billion, or $0.90 per share, topping the consensus of $0.83. Revenue rose 3% to $25.2B versus the consensus estimate of $25.13B.

Net interest income in the quarter rose 4% to $14.4B, driven by higher interest rates and loan growth.

The bank said average deposits of $980B fell 8%, but remain 36% above pre-pandemic levels. Meanwhile, the company added over 200,000 net new Consumer checking accounts in the quarter.

Sales and trading revenue rose 8% to $4.4B in the quarter and net income from the global markets group was $1.2B.

“Our teammates delivered another strong quarter," CEO Brian Moynihan commented. "We generated $7.8 billion in earnings, up 10 percent from the third quarter a year ago. We added clients and accounts across all lines of business. We did this in a healthy but slowing economy that saw US consumer spending still ahead of last year but continuing to slow. Our growth in revenue and earnings allowed us to continue our investments in our people and technology to drive an enhanced client experience."
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Re: Bank of America NYSE: BAC bankowość wł. Merrill Lynch, BofA Securities

Postautor: slayer74 » 18 paź 2023 13:02

Bank of America Corp (NYSE:BAC).'s third-quarter net income for 2023 showed a 10% increase to $7.8 billion or 90 cents per share, compared to the same period last year's $7.1 billion or 81 cents per share. This favorable outcome surpassed the FactSet consensus of 81 cents a share. The bank's revenue also experienced an uptick, climbing to $25.2 billion from $24.5 billion in the same period last year, slightly outperforming the FactSet consensus of $25.13 billion.

CEO Brian Moynihan credited this growth to a rise in clients and accounts across all business sectors in what he described as a "healthy but closing economy." The consumer banking unit, buoyed by a robust U.S. economy and jobs market, contributed 200,000 new consumer checking accounts to the bank's overall growth.

The bank's average deposit balances saw an increase of $1 billion to $1.9 trillion from Q2, although there was a decrease of $87 billion or 4% from the same quarter last year. The global markets revenue also saw an increase by 10% to $4.9 billion, driven by higher sales and trading in fixed income, currencies, and equities.

Average loan and lease balances experienced a growth of $12 billion or 1% to reach $1 trillion, primarily driven by higher credit card balances.

Despite these positive results, Bank of America's stock value fell by 4.6% during Q3 and further declined by 6.1% over the past month, underperforming the S&P 500's drop of only 1.7%.
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