MasterCard NYSE: MA karty płatnicze

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On December 6, 2022, Mastercard Inc. (MA) announced that it will raise its quarterly dividend by 16.3 percent to 57 cents per share. This marks 10 consecutive years of dividend growth for MA and follows a dividend hike of 11.4% in 2021.

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On December 6, 2022, Mastercard Inc. (MA) announced that it will raise its quarterly dividend by 16.3 percent to 57 cents per share. This marks 10 consecutive years of dividend growth for MA and follows a dividend hike of 11.4% in 2021.

The cash dividend will be paid on February 9, 2023 to holders of record of its Class A common stock and Class B common stock as of January 9, 2023. The dividend yield for MA is 0.7% at a stock price of $347.

The Board of Directors also approved a new share repurchase program, authorizing the company to repurchase up to $9 billion of its Class A common stock. The new share repurchase program will become effective at the completion of the company’s previously announced $8 billion program (November 2021). As of December 1, 2022, the company had approximately $4.1 billion remaining under the current approved share repurchase program.

Mastercard is a technology company in the global payments industry that connects consumers, financial institutions, merchants, governments, digital partners, businesses and other organizations worldwide, enabling them to use electronic forms of payment instead of cash and checks. The company provides a wide variety of integrated products and services that support payment products that customers can offer to their account holders. The company's brands include MasterCard, Maestro and Cirrus. Mastercard has paid a dividend every year since 2006.

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Visa (NYSE:V) stock rose pre 1.2% and Mastercard (NYSE:MA) stock climbed pre 1.7% after KeyBanc upgraded its stance on the credit card giants, both to ‘overweight’ from ‘sector weight’, expecting them to outperform again in 2023.

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Britain's Asda and Morrisons settle London lawsuit against Mastercard

LONDON (Reuters) -British supermarket chains Asda and Morrisons have settled a multi-million pound lawsuit against Mastercard (NYSE:MA) over fees charged to retailers.

The two companies reached an agreement with the global payments processor and withdrew their cases on Tuesday, according to an order published by the Competition Appeal Tribunal (CAT). The terms of the settlement are confidential.

"We're pleased to have settled and will continue to work with Asda and Morrisons on convenient, safe and secure electronic payments in their stores," a spokesperson for Mastercard said in a statement.

A Morrisons spokesperson said in a statement: "We have settled our claim and are no longer in dispute with Mastercard." Asda declined to comment.

The lawsuits were two of several cases brought against Mastercard in relation to so-called multilateral interchange fees (MIFs), which retailers pay credit card companies when consumers use a card to shop.

In 2020, the United Kingdom's Supreme Court ruled the MIFs charged by Mastercard and its rival Visa (NYSE:V) were an unlawful restriction of competition.

A five-week trial to determine how much compensation Mastercard should pay to Asda and Morrisons was due to begin on Jan. 30, but will now not take place.

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Latest Release
Jan 26, 2023

EPS / Forecast
2.65 / 2.58

Revenue / Forecast
5.8B / 5.8B

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Visa i Mastercard zyskują po publikacji dobrych wyników finansowych za czwarty kwartał

Visa (V 0,25%) i Mastercard (MA -0,27%) odnotowały wzrost cen akcji po tym, jak przedstawiły przewyższające oczekiwania analityków rezultaty finansowe za czwarty kwartał. Mocne wyniki tych dwóch spółek stanowią wyraźny dowód na to, że wydatki konsumpcyjne jeszcze nie uległy pogorszeniu na przekór niezliczonym przeszkodom gospodarczym i ostrzeżeniom analityków i korporacji.

Od październikowych dołków notowania obu firm poszły w górę o około 35%. Do osiągnięcia rekordowych poziomów brakuje już mniej niż 10%. Biorąc pod uwagę te wzrosty i dobre wyniki finansowe, jest spore prawdopodobieństwo, że Visa i Mastercard trafią do grona najjaśniejszych "gwiazd" następnego rynku byka, szczególnie że dzielą ze sobą dominującą pozycję w branży płatności cyfrowych.

Głównym źródłem siły Visy i Mastercard są wydatki konsumentów na podróże, ponieważ zyski dzięki nim zgromadzone są wystarczające, by zrównoważyć rosnące ryzyko związane z inflacją i recesją.

Łączna suma płatności dokonanych przy użyciu kart Mastercard zwiększyła się o 14%, natomiast suma zagranicznych transakcji poszła w górę o 51%. W czwartym kwartale firma odnotowała 13-procentowy wzrost zysków i 12-procentowy wzrost przychodów, podczas gdy analitycy spodziewali się zwyżki o odpowiednio 9 i 11%.

Zyski Mastercard urosły już siódmy kwartał z rzędu.

Visa przedstawiła podobne wyniki. Zyski powiększyły się o 12%, a przychód o 12%, chociaż Wall Street zadowoliłaby się zwyżką o odpowiednio 11 i 9%.

Firma wykazała, że suma płatności poszła w górę o 10%, a liczba transakcji o 12%. Wartość zagranicznych płatności zwiększyła się o 36% za sprawą podróży.

Rezultaty finansowe za Q4 Visy i Mastercard wskazują, że wydatki konsumpcyjne nadal rosną, choć teraz w nieco wolniejszym tempie. Sugerując się wczesnymi oznakami ponownego przyspieszenie w czwartym kwartale, możliwe jest przedłużenie takiego trendu. W skali marko jest jasne, że spółki nadal doświadczają wzrostu sekularnego, ponieważ płatności cyfrowe są coraz częściej wybieraną metodą zapłaty.

https://www.paszport.ws//visa-i-masterc ... arta%C5%82

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Ongoing travel recovery could be a source of revenue upside for Visa and Mastercard - UBS

UBS analysts raised the firm's price target on Visa (NYSE:V) to $294 from $293 and on MasterCard (NYSE:MA) to $443 from $441 in a note Wednesday, maintaining both as top ideas.

In the note focused on the first quarter and CY23 earnings outlook, they said Visa and Mastercard results should continue to reflect stable consumer spending trends and sustained cross-border travel momentum.

"Data points across various sources, including Visa’s intra-quarter volume update, Mastercard’s Spending Pulse and Fiserv’s SpendTrend data display consumer spending remained resilient through 1Q/23, while travel statistics from the International Air Transport Association (IATA) and International Trade Administration (ITA) indicate cross-border travel recovery continued to progress nicely through February, driven by outsized growth from the Asia-Pacific region," the analysts wrote.

"The ongoing cross-border travel recovery could represent a source of revenue and EPS upside for Visa and Mastercard, in our view, given the premium network fees earned on such transactions," they added.

Visa will post earnings for its latest quarter after the close on April 25, while Mastercard will release its results before the market opens on April 27.

https://www.investing.com/news/stock-ma ... SI-3053941

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Latest Release
Apr 27, 2023

EPS / Forecast
2.8 / 2.71

Revenue / Forecast
5.7B / 5.64B

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Latest Release
Jul 27, 2023

EPS / Forecast
2.89 / 2.84

Revenue / Forecast
6.3B / 6.18B

(Reuters) -Mastercard on Thursday reported a bigger-than-expected rise in second-quarter profit, boosted by resilient spending in a turbulent economy.

Unfazed by stubborn inflation and a stormy economic environment, Mastercard (NYSE:MA)'s customers continued to spend heavily on travel and entertainment even as rate hikes by the Federal Reserve have increased the odds of a recession later this year.

The company's earnings report rounds out a tepid quarter for card issuers that have come under pressure after being on relatively solid ground compared to other industries, since last year.

On Tuesday, Mastercard's peer Visa (NYSE:V) reported its smallest jump in quarterly profit in more than two years. American Express (NYSE:AXP) also kept its full-year profit forecast unchanged despite reporting record spending last week.

Excluding one-time costs, New York-based Mastercard earned $2.89 per share for the three months ended June 30, beating expectations of $2.82 per share, according to Refinitiv IBES data.

Gross dollar volumes, a metric that represents the total dollar value of all transactions processed, rose 12% to $2.3 trillion on a local currency basis from a year earlier.

Cross-border volume, a gauge of travel demand that tracks spending on cards outside the country of their issue, jumped 24%.

Net revenue grew 14% to $6.3 billion.

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Mastercard (NYSE:MA) shares are trading modestly higher on Thursday after the company reported adjusted earnings per share for the second quarter that beat the average analyst estimate.

Mastercard generated revenue of $6.27 billion in the second quarter, higher than the expectations for sales of $6.18 billion. Profit per share was $2.89, also better than what analysts were expecting.

The company’s operating margin came in at 58.3% while analysts were looking for a 30 basis points lower print. Cross-border volumes soared 24% year-over-year while purchase volume was up 14%.

“Our positive momentum continued this quarter. We delivered strong revenue and earnings growth supported by resilient consumer spending, particularly in travel and experiences, and the continued strength in services. Cross-border travel volume showed strong growth again this quarter, reaching 154%1 of pre-pandemic levels,” said Michael Miebach, Mastercard CEO.

"We had a number of notable wins with key customers as our innovative products and differentiated services position us as a partner of choice.”

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(Reuters) -Mastercard has told financial institutions to stop allowing marijuana transactions on its debit cards, dealing a blow to an industry already on the fringes of the financial system in the United States.

Most banks in the country do not service cannabis companies as marijuana remains illegal at the federal level despite several states legalizing its medicinal and recreational use.

"As we were made aware of this matter, we quickly investigated it. In accordance with our policies, we instructed the financial institutions that offer payment services to cannabis merchants and connects them to Mastercard (NYSE:MA) to terminate the activity," a spokesperson for the company said on Wednesday.

"The federal government considers cannabis sales illegal, so these purchases are not allowed on our systems," the spokesperson added.

Sunburn Cannabis CEO Brady Cobb said in a statement that "this move is another blow to the state-legal cannabis industry and patients/consumers who want to access this budding category."

Pot firm Verano's President, Darren Weiss, said "We will continue to advocate for cannabis reform in Washington through further dialogue with elected officials and stakeholders to advance conversations supporting the growth of safe, legal cannabis across the U.S."

Earlier this month, Republican Senator John Cornyn said Majority Leader Chuck Schumer's plan to pass a marijuana banking bill was "wishful thinking".

The SAFE Banking Act is a crucial legislation that would make it easier for the cannabis industry to access banking services.

Mastercard's decision was first reported by Bloomberg News.

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Mastercard returns to profit growth as travel, entertainment spending picks up

(Reuters) -Mastercard on Thursday reported a bigger-than-expected rise in second-quarter earnings helped by strong spending that helped the payments processor return to profit growth after a lukewarm start to the year.

Customers, who had turned somewhat cautious on fears of a recession later this year, resumed spending heavily on travel and entertainment even as the U.S. Federal Reserve continued to raise interest rates that could still tip the economy into a slowdown.

Excluding one-time items, the New York-based company earned $2.7 billion in the three months ended June 30, 10% more than a year earlier. In the first quarter, adjusted profit had dipped nearly 1%.

Mastercard (NYSE:MA)'s profit of $2.89 per share also beat estimate of $2.82 per share, according to Refinitiv IBES data.

"We see results as constructive and see Mastercard as among the stocks that have the potential to compound well throughout 2023," Wolfe Research analyst Darrin Peller said.

Mastercard shares have gained nearly 16% so far this year, outperforming rivals Visa (NYSE:V) and American Express (NYSE:AXP).

The company's strong earnings report rounds out a tepid earnings season for card issuers that have come under pressure after being on relatively solid ground compared to other industries, since last year.

On Tuesday, Visa reported its smallest jump in quarterly profit in more than two years. American Express also kept its full-year profit forecast unchanged despite reporting record spending last week.

Mastercard's gross dollar volumes, a metric that represents the total dollar value of all transactions processed, rose 12% to $2.3 trillion on a local currency basis from a year earlier.

Cross-border volume, a gauge of travel demand that tracks spending on cards outside the country of their issue, jumped 24%.

"Cross-border travel volume showed strong growth again this quarter, reaching 154% of pre-pandemic levels," Mastercard CEO Michael Miebach said.

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Visa, Mastercard planują podnieść opłaty za karty kredytowe - WSJ

(Reuters) - Globalne podmioty przetwarzające płatności Visa (NYSE:V) i Mastercard (NYSE:Magister) planują zwiększyć opłaty, które wielu sprzedawców płaci, gdy akceptują karty kredytowe klientów, donosi w środę Wall Street Journal.

Podwyżki opłat mają rozpocząć się w październiku i kwietniu, zgodnie z raportem, który cytował osoby zaznajomione ze sprawą i dokumenty, do których dotarł WSJ.

Wiele podwyżek opłat dotyczy zakupów online, powiedział WSJ.

Visa i Mastercard nie odpowiedziały natychmiast na prośby Reutersa o komentarz.

Opłata interchange to opłata, którą sprzedawca płaci bankowi wydającemu kartę za każdym razem, gdy konsument przesuwa kartę. Wzrost opłat, które akceptanci płacą wydawcom kart, jest zazwyczaj przenoszony na konsumentów, powiedzieli wcześniej regulatorzy.

Akcje Mastercard wzrosły o 1,3%, a Visa o 1,1%.

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(Reuters) -Mastercard on Tuesday denied a media report saying the payments processing giant is planning to increase the fees that merchants are charged when their customers use credit cards to pay.

The Wall Street Journal, citing sources and documents it had viewed, reported last week that fee increases were scheduled to start in October and April at Mastercard (NYSE:MA) and rival Visa (NYSE:V).

"Mastercard is not raising interchange rates in the U.S. this fall and has no plans to do so," the company said. It is also not raising network fees in the U.S. required for the processing of Mastercard transactions this fall, the firm added.

Visa also said in a blog post that recent press coverage on the issue was "misleading", and that despite strong growth in the use of its cards, overall interchange fees on Visa transactions have been flat for the past decade.

"Moreover, over the past few years, Visa has lowered interchange for the vast majority of small businesses and in key segments such as supermarkets and quick service restaurants," a Visa spokesperson said in an emailed statement to Reuters.

"We stand by our reporting," the Wall Street Journal said in a statement to Reuters.

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WASZYNGTON (Reuters) - Akcje Visa (NYSE:V) oraz Mastercard (NYSE:Mgr) spadł w środę na wieść, że amerykańska Rezerwa Federalna ma zaproponować obniżenie opłat, które banki mogą pobierać od sprzedawców detalicznych za przetwarzanie transakcji kartami debetowymi.

Akcje Visa i Mastercard spadły o około 1% we wczesnym handlu. Rzecznik Mastercard odmówił komentarza, a Visa nie odpowiedziała od razu na prośbę o komentarz.

Fed poinformował we wtorek, że spotka się w przyszłą środę, aby omówić zmiany w limicie opłat interchange debetowych, nie podając szczegółów. The Wall Street Journal poinformował we wtorek, że Fed planuje zaproponować obniżenie limitu.

Limit od dawna budzi kontrowersje, stawiając dostawców kart kredytowych i banki przeciwko sprzedawcom detalicznym, którzy skarżą się, że "opłaty za przesuwanie" są zbyt wysokie i szkodzą konsumentom. Wszelkie proponowane zmiany w Fed prawdopodobnie wywołają ostrą walkę lobbingową między branżami.

Rzecznik Fed odmówił komentarza.

Visa i Mastercard dostarczają karty i infrastrukturę przetwarzania odpowiednio bankom i sprzedawcom detalicznym i uzyskałyby mniejsze przychody, gdyby opłaty za przetwarzanie debetu spadły.

Sprzedawcy detaliczni pochwalili oczekiwany ruch w celu obniżenia opłat.

"Opłaty te były zbyt wysokie przez zbyt długi czas i cieszymy się, że Fed jest w końcu gotowy do działania" – powiedziała Stephanie Martz, główny radca prawny National Retail Federation.

Ustawa o reformie finansowej Dodda Franka z 2010 r. nakazała Fedowi ograniczenie opłat do "rozsądnego i proporcjonalnego" kosztu. W 2011 r. bank centralny ograniczył je do 21 centów za transakcję, plus 0,05% kosztów transakcji. Banki mogą pobierać dodatkowy cent za transakcję, jeśli spełniają określone standardy zapobiegania oszustwom.

Jednak Fed znajduje się pod stałą presją ze strony sprzedawców detalicznych, aby obniżyć limit. We wrześniu Sąd Najwyższy zgodził się zająć sprawą wniesioną przez sprzedawców detalicznych z Północnej Dakoty, którzy twierdzą, że opłaty nadal nie są proporcjonalne do kosztów przetwarzania transakcji.

"Fed będzie próbował nawlec igłę, zmniejszając limit na tyle, aby udobruchać kupców bez nadmiernego karania własnych podmiotów regulowanych" – powiedział Ian Katz, dyrektor zarządzający firmy badawczej Capital Alpha Partners.